Kentucky Product Liability Insurance Profitability (2023)
In 2023, Product Liability insurers earned $38.8M in premiums in Kentucky and ran a 39.8% loss ratio — the 31st-highest of 51 states (a mid-range loss ratio for the line).
Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.
Kentucky loss ratio
39.8%
9.5% below national
Premiums earned
$38.8M
Underwriting profit
13.4%
Nationally, Product Liability ran a 49.3% loss ratio in 2023, so Kentucky is below the national average. See how every state compares on the Product Liability market page.
Getting Product Liability coverage in Kentucky
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Data: NAIC 2023 Report on Profitability by Line by State (public). See our
data methodology. Figures are industry aggregates, not a quote.