Montana Product Liability Insurance Profitability (2023)
In 2023, Product Liability insurers earned $17.0M in premiums in Montana and ran a 27.8% loss ratio — the 39th-highest of 51 states (one of the lowest loss ratio for the line).
Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.
Montana loss ratio
27.8%
21.5% below national
Premiums earned
$17.0M
Underwriting profit
30.6%
Nationally, Product Liability ran a 49.3% loss ratio in 2023, so Montana is below the national average. See how every state compares on the Product Liability market page.
Getting Product Liability coverage in Montana
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Data: NAIC 2023 Report on Profitability by Line by State (public). See our
data methodology. Figures are industry aggregates, not a quote.