Vermont Product Liability Insurance Profitability (2023)
In 2023, Product Liability insurers earned $9.2M in premiums in Vermont and ran a 51.5% loss ratio — the 24th-highest of 51 states (a mid-range loss ratio for the line).
Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.
Vermont loss ratio
51.5%
2.2% above national
Premiums earned
$9.2M
Underwriting profit
8.8%
Nationally, Product Liability ran a 49.3% loss ratio in 2023, so Vermont is above the national average. See how every state compares on the Product Liability market page.
Getting Product Liability coverage in Vermont
See recent Vermont rate filings on the Vermont rate page, then compare real quotes for your business.
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Data: NAIC 2023 Report on Profitability by Line by State (public). See our
data methodology. Figures are industry aggregates, not a quote.
