Arizona Workers' Compensation Insurance Profitability (2023)

In 2023, Workers' Compensation insurers earned $907.3M in premiums in Arizona and ran a 30.0% loss ratio — the 49th-highest of 51 states (one of the lowest loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Arizona loss ratio

30.0%

15.1% below national

Premiums earned

$907.3M

Underwriting profit

33.8%

Nationally, Workers' Compensation ran a 45.1% loss ratio in 2023, so Arizona is below the national average. See how every state compares on the Workers' Compensation market page.

Getting Workers' Compensation coverage in Arizona

See recent Arizona rate filings on the Arizona rate page, learn how Workers' Compensation works in our Workers' Compensation guide, then compare real quotes for your business.

Compare Arizona Workers' Compensation Quotes →

Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.