Delaware Workers' Compensation Insurance Profitability (2023)
In 2023, Workers' Compensation insurers earned $187.5M in premiums in Delaware and ran a 40.9% loss ratio — the 36th-highest of 51 states (one of the lowest loss ratio for the line).
Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.
Nationally, Workers' Compensation ran a 45.1% loss ratio in 2023, so Delaware is below the national average. See how every state compares on the Workers' Compensation market page.
Getting Workers' Compensation coverage in Delaware
See recent Delaware rate filings on the Delaware rate page, learn how Workers' Compensation works in our Workers' Compensation guide, then compare real quotes for your business.
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