Georgia Workers' Compensation Insurance Profitability (2023)

In 2023, Workers' Compensation insurers earned $1.9B in premiums in Georgia and ran a 43.5% loss ratio — the 28th-highest of 51 states (a mid-range loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Georgia loss ratio

43.5%

1.6% below national

Premiums earned

$1.9B

Underwriting profit

18.5%

Nationally, Workers' Compensation ran a 45.1% loss ratio in 2023, so Georgia is below the national average. See how every state compares on the Workers' Compensation market page.

Getting Workers' Compensation coverage in Georgia

See recent Georgia rate filings on the Georgia rate page, learn how Workers' Compensation works in our Workers' Compensation guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.