Hawaii Workers' Compensation Insurance Profitability (2023)

In 2023, Workers' Compensation insurers earned $348.0M in premiums in Hawaii and ran a 45.7% loss ratio — the 22nd-highest of 51 states (a mid-range loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Hawaii loss ratio

45.7%

0.6% above national

Premiums earned

$348.0M

Underwriting profit

14.8%

Nationally, Workers' Compensation ran a 45.1% loss ratio in 2023, so Hawaii is above the national average. See how every state compares on the Workers' Compensation market page.

Getting Workers' Compensation coverage in Hawaii

See recent Hawaii rate filings on the Hawaii rate page, learn how Workers' Compensation works in our Workers' Compensation guide, then compare real quotes for your business.

Compare Hawaii Workers' Compensation Quotes →

Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.