Idaho Workers' Compensation Insurance Profitability (2023)

In 2023, Workers' Compensation insurers earned $518.5M in premiums in Idaho and ran a 57.4% loss ratio — the 6th-highest of 51 states (one of the highest loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Idaho loss ratio

57.4%

12.3% above national

Premiums earned

$518.5M

Underwriting profit

7.9%

Nationally, Workers' Compensation ran a 45.1% loss ratio in 2023, so Idaho is above the national average. See how every state compares on the Workers' Compensation market page.

Getting Workers' Compensation coverage in Idaho

See recent Idaho rate filings on the Idaho rate page, learn how Workers' Compensation works in our Workers' Compensation guide, then compare real quotes for your business.

Compare Idaho Workers' Compensation Quotes →

Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.