Oregon Workers' Compensation Insurance Profitability (2023)

In 2023, Workers' Compensation insurers earned $788.8M in premiums in Oregon and ran a 64.4% loss ratio — the 3rd-highest of 51 states (one of the highest loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Oregon loss ratio

64.4%

19.3% above national

Premiums earned

$788.8M

Underwriting profit

-14.6%

Nationally, Workers' Compensation ran a 45.1% loss ratio in 2023, so Oregon is above the national average. See how every state compares on the Workers' Compensation market page.

Getting Workers' Compensation coverage in Oregon

See recent Oregon rate filings on the Oregon rate page, learn how Workers' Compensation works in our Workers' Compensation guide, then compare real quotes for your business.

Compare Oregon Workers' Compensation Quotes →

Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.