What insurance does a masonry business need? (2026)
Most masonry operations carry a stack of commercial-insurance lines — some legally required (typically workers' compensation when you have employees), most commonly carried because clients, landlords, lenders, or regulators expect them. Below: the lines that bureau filings most often cite for masonry operations. Confirm what's legally required vs commonly carried with a licensed agent in your state — requirements vary state by state.
Want pricing detail for masonry?
See the full masonry insurance cost guide — industry-typical ranges, cost drivers, ways to reduce premium, and recent filed-rate citations.
Masonry cost calculator →Related
Insurance requirements for other industries
Browse the typical insurance coverage stack for other verticals. Each links to that industry's standalone requirements page.
| Business activity |
|---|
| Bricklaying contractors |
| Brick veneer, installation |
| Cement block laying |
| Chimney, brick, block or stone, contractors |
| Cinder block installation |
| Concrete block laying |
| Field stone (i.e., masonry) installation |
| Fireplace, masonry, installation |
| Foundation (e.g., brick, block, stone), building, contractors |
| Glass block laying |
| Glass unit (i.e., glass block) masonry |
| Granite, exterior, contractors |
| Marble, granite and slate, exterior, contractors |
| Masonry contractors |
| Masonry pointing, cleaning or caulking |
| Refractory brick contractors |
| Retaining wall, masonry (i.e., block, brick, stone), construction |
| Slate (i.e., masonry) contractors |
| Stonework (i.e., masonry) contractors |
| Stucco contractors |
| Tuck pointing contractors |