What insurance does a laundromat business need? (2026)
Most laundromat operations carry a stack of commercial-insurance lines — some legally required (typically workers' compensation when you have employees), most commonly carried because clients, landlords, lenders, or regulators expect them. Below: the lines that bureau filings most often cite for laundromat operations. Confirm what's legally required vs commonly carried with a licensed agent in your state — requirements vary state by state.
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Insurance requirements for other industries
Browse the typical insurance coverage stack for other verticals. Each links to that industry's standalone requirements page.
| Business activity |
|---|
| Automatic laundries, coin-operated |
| Coin-operated drycleaners and laundries |
| Coin-operated laundry and drycleaning routes (i.e., concession operators) |
| Drycleaning machine routes (i.e., concession operators), coin-operated or similar self-service |
| Drycleaning services, coin-operated or similar self-service |
| Launderettes |
| Laundries, coin-operated or similar self-service |
| Laundromats |
| Laundry machine routes (i.e., concession operators), coin-operated or similar self-service |
| Laundry services, coin-operated or similar self-service |
| Self-service drycleaners and laundries |