What insurance does a tile contractor business need? (2026)
Most tile contractor operations carry a stack of commercial-insurance lines — some legally required (typically workers' compensation when you have employees), most commonly carried because clients, landlords, lenders, or regulators expect them. Below: the lines that bureau filings most often cite for tile contractor operations. Confirm what's legally required vs commonly carried with a licensed agent in your state — requirements vary state by state.
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Insurance requirements for other industries
Browse the typical insurance coverage stack for other verticals. Each links to that industry's standalone requirements page.
| Business activity |
|---|
| Ceramic tile installation |
| Countertop (ceramic tile, stone), residential-type, installation |
| Granite, interior, installation |
| Mantel, marble or stone, installation |
| Marble, granite, and slate, interior installation contractors |
| Mosaic work |
| Slate, interior, installation |
| Stone flooring installation |
| Terrazzo and tile refinishing |
| Terrazzo contractors |
| Tile (except resilient) contractors |
| Tile (except resilient) laying and setting |