Oregon Commercial Auto Insurance Profitability (2023)

In 2023, Commercial Auto insurers earned $481.4M in premiums in Oregon and ran a 56.4% loss ratio — the 43rd-highest of 51 states (one of the lowest loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Oregon loss ratio

56.4%

18.0% below national

Premiums earned

$481.4M

Underwriting profit

11.5%

Nationally, Commercial Auto ran a 74.4% loss ratio in 2023, so Oregon is below the national average. See how every state compares on the Commercial Auto market page.

Getting Commercial Auto coverage in Oregon

See recent Oregon rate filings on the Oregon rate page, learn how Commercial Auto works in our Commercial Auto guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.