District of Columbia General Liability Insurance Profitability (2023)

In 2023, General Liability insurers earned $721.0M in premiums in District of Columbia and ran a 39.7% loss ratio — the 50th-highest of 51 states (one of the lowest loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

District of Columbia loss ratio

39.7%

20.5% below national

Premiums earned

$721.0M

Underwriting profit

19.4%

Nationally, General Liability ran a 60.2% loss ratio in 2023, so District of Columbia is below the national average. See how every state compares on the General Liability market page.

Getting General Liability coverage in District of Columbia

See recent District of Columbia rate filings on the District of Columbia rate page, learn how General Liability works in our General Liability guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.