District of Columbia commercial insurance rate filings (2026)
Every commercial-insurance carrier writing business in District of Columbia must file their loss costs + rating values with the District of Columbia Department of Insurance. Those filings are primary-source, government-held records — the actual numerical inputs that drive every commercial quote in the state. Below: every recent active rate filing affecting District of Columbia commercial operations, with the SERFF tracking number linking to the public regulator record.
District of Columbia's primary workers' comp rate bureau
NCCI — the National Council on Compensation Insurance (NCCI) — the licensed advisory rating organization for workers' compensation in this state. NCCI files annual loss costs that every WC carrier writing in the state must use as the regulator-approved starting point.
Recent rate-filing activity — 1 state filings across 1 commercial line
Commercial carriers can't charge whatever they want — each state's Department of Insurance must approve loss-cost filings before they take effect. These are primary-source, government-held records available on SERFF Filing Access. Cited below: the most-recent active filings affecting commercial operations, with the real SERFF tracking number for each.
| Line | State | Overall change | Effective | SERFF tracking |
|---|---|---|---|---|
| WC | DC | Voluntary +1.7% / Assigned-risk +2.5% INCREASE (proposed) | Jan 1, 2026 | NCCI-134640882 |
Source: SERFF Filing Access (filingaccess.serff.com) — the official public-records interface for state Department of Insurance filings. Loss-cost changes shown are the overall bureau-wide change in each state; the actual impact on your quote depends on your class code, payroll, experience modifier, and carrier-specific loss-cost multiplier (LCM). Get a quote for your exact numbers.
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Bureau-filed loss-cost changes are the regulator-approved starting point — actual premium depends on your class code, payroll, experience modifier, schedule credits/debits, and the carrier's LCM. Request a free District of Columbia quote in under 90 seconds.
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