Colorado Inland Marine Insurance Profitability (2023)

In 2023, Inland Marine insurers earned $696.1M in premiums in Colorado and ran a 46.6% loss ratio — the 16th-highest of 51 states (one of the highest loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Colorado loss ratio

46.6%

1.6% above national

Premiums earned

$696.1M

Underwriting profit

18.7%

Nationally, Inland Marine ran a 45.0% loss ratio in 2023, so Colorado is above the national average. See how every state compares on the Inland Marine market page.

Getting Inland Marine coverage in Colorado

See recent Colorado rate filings on the Colorado rate page, learn how Inland Marine works in our Inland Marine guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.