Missouri Inland Marine Insurance Profitability (2023)

In 2023, Inland Marine insurers earned $569.3M in premiums in Missouri and ran a 40.8% loss ratio — the 31st-highest of 51 states (a mid-range loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Missouri loss ratio

40.8%

4.2% below national

Premiums earned

$569.3M

Underwriting profit

26.5%

Nationally, Inland Marine ran a 45.0% loss ratio in 2023, so Missouri is below the national average. See how every state compares on the Inland Marine market page.

Getting Inland Marine coverage in Missouri

See recent Missouri rate filings on the Missouri rate page, learn how Inland Marine works in our Inland Marine guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.