Montana Inland Marine Insurance Profitability (2023)

In 2023, Inland Marine insurers earned $134.4M in premiums in Montana and ran a 34.5% loss ratio — the 45th-highest of 51 states (one of the lowest loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Montana loss ratio

34.5%

10.5% below national

Premiums earned

$134.4M

Underwriting profit

30.5%

Nationally, Inland Marine ran a 45.0% loss ratio in 2023, so Montana is below the national average. See how every state compares on the Inland Marine market page.

Getting Inland Marine coverage in Montana

See recent Montana rate filings on the Montana rate page, learn how Inland Marine works in our Inland Marine guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.