Alabama Commercial Auto Insurance Profitability (2023)

In 2023, Commercial Auto insurers earned $650.0M in premiums in Alabama and ran a 71.8% loss ratio — the 14th-highest of 51 states (one of the highest loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Alabama loss ratio

71.8%

2.6% below national

Premiums earned

$650.0M

Underwriting profit

-12.6%

Nationally, Commercial Auto ran a 74.4% loss ratio in 2023, so Alabama is below the national average. See how every state compares on the Commercial Auto market page.

Getting Commercial Auto coverage in Alabama

See recent Alabama rate filings on the Alabama rate page, learn how Commercial Auto works in our Commercial Auto guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.