Louisiana Commercial Auto Insurance Profitability (2023)

In 2023, Commercial Auto insurers earned $924.3M in premiums in Louisiana and ran a 82.6% loss ratio — the 6th-highest of 51 states (one of the highest loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Louisiana loss ratio

82.6%

8.2% above national

Premiums earned

$924.3M

Underwriting profit

-25.4%

Nationally, Commercial Auto ran a 74.4% loss ratio in 2023, so Louisiana is above the national average. See how every state compares on the Commercial Auto market page.

Getting Commercial Auto coverage in Louisiana

See recent Louisiana rate filings on the Louisiana rate page, learn how Commercial Auto works in our Commercial Auto guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.