Massachusetts Commercial Auto Insurance Profitability (2023)

In 2023, Commercial Auto insurers earned $884.7M in premiums in Massachusetts and ran a 58.3% loss ratio — the 41st-highest of 51 states (one of the lowest loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Massachusetts loss ratio

58.3%

16.1% below national

Premiums earned

$884.7M

Underwriting profit

8.4%

Nationally, Commercial Auto ran a 74.4% loss ratio in 2023, so Massachusetts is below the national average. See how every state compares on the Commercial Auto market page.

Getting Commercial Auto coverage in Massachusetts

See recent Massachusetts rate filings on the Massachusetts rate page, learn how Commercial Auto works in our Commercial Auto guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.