Montana Commercial Auto Insurance Profitability (2023)

In 2023, Commercial Auto insurers earned $162.1M in premiums in Montana and ran a 51.1% loss ratio — the 47th-highest of 51 states (one of the lowest loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Montana loss ratio

51.1%

23.3% below national

Premiums earned

$162.1M

Underwriting profit

14.6%

Nationally, Commercial Auto ran a 74.4% loss ratio in 2023, so Montana is below the national average. See how every state compares on the Commercial Auto market page.

Getting Commercial Auto coverage in Montana

See recent Montana rate filings on the Montana rate page, learn how Commercial Auto works in our Commercial Auto guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.