Pennsylvania Commercial Auto Insurance Profitability (2023)

In 2023, Commercial Auto insurers earned $1.5B in premiums in Pennsylvania and ran a 62.0% loss ratio — the 30th-highest of 51 states (a mid-range loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Pennsylvania loss ratio

62.0%

12.4% below national

Premiums earned

$1.5B

Underwriting profit

3.1%

Nationally, Commercial Auto ran a 74.4% loss ratio in 2023, so Pennsylvania is below the national average. See how every state compares on the Commercial Auto market page.

Getting Commercial Auto coverage in Pennsylvania

See recent Pennsylvania rate filings on the Pennsylvania rate page, learn how Commercial Auto works in our Commercial Auto guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.