Texas Commercial Auto Insurance Profitability (2023)

In 2023, Commercial Auto insurers earned $5.6B in premiums in Texas and ran a 79.1% loss ratio — the 8th-highest of 51 states (one of the highest loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

Texas loss ratio

79.1%

4.7% above national

Premiums earned

$5.6B

Underwriting profit

-17.3%

Nationally, Commercial Auto ran a 74.4% loss ratio in 2023, so Texas is above the national average. See how every state compares on the Commercial Auto market page.

Getting Commercial Auto coverage in Texas

See recent Texas rate filings on the Texas rate page, learn how Commercial Auto works in our Commercial Auto guide, then compare real quotes for your business.

Compare Texas Commercial Auto Quotes →

Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.