West Virginia Commercial Auto Insurance Profitability (2023)

In 2023, Commercial Auto insurers earned $157.6M in premiums in West Virginia and ran a 55.1% loss ratio — the 44th-highest of 51 states (one of the lowest loss ratio for the line).

Source: NAIC 2023 Report on Profitability by Line by State. Loss ratio = incurred losses ÷ premiums earned.

West Virginia loss ratio

55.1%

19.3% below national

Premiums earned

$157.6M

Underwriting profit

10.1%

Nationally, Commercial Auto ran a 74.4% loss ratio in 2023, so West Virginia is below the national average. See how every state compares on the Commercial Auto market page.

Getting Commercial Auto coverage in West Virginia

See recent West Virginia rate filings on the West Virginia rate page, learn how Commercial Auto works in our Commercial Auto guide, then compare real quotes for your business.

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Data: NAIC 2023 Report on Profitability by Line by State (public). See our data methodology. Figures are industry aggregates, not a quote.